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524 Cedar Creek Road, Palatka, FL 32177

$950,000

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Property Description

Welcome to a rare, gated riverfront estate offering 128 feet of navigable waterfront along the St. Johns River--where privacy, function, and lifestyle converge on approximately 1.47 acres.Behind an elegant security gate, this 3-bedroom, 3-bath residence spans nearly 3,000 square feet and is thoughtfully designed for both comfort and accessibility, featuring wheelchair-friendly living spaces throughout. A striking Spanish-style tile-look metal roof (2021) sets the tone, complemented by fruit trees, blooming azaleas and three stately palm trees framing the river's edge. Notably, the property is not located in a flood zone.Inside, engineered Brazilian teak flooring (2022) flows through much of the home, while the eat-in kitchen is enhanced with leathered granite countertops (2022), , breakfast bar, & functional design overlooking the beautiful St. Johns River. Two wood-burning fireplaces add warmth & character, and the open layout supports both everyday living & entertaining. Outdoors, the property is fully equipped for waterfront living. Enjoy a 10,000 lb. boat lift (12' x 21'), a spacious wet slip (approximately 20' x 35'), and direct access to navigable water. Dock has water and electric. The tiki bar creates an inviting setting for gatherings, while the dock and river views complete the experience.Additional improvements and features include:- Detached climate-controlled workshop (20' x 40')- Covered RV structure (approximately 20' x 42' x 14') with 20/30/50 amp receptacles- Second gated entrance for RV and equipment access- Well and septic system, water softener, and reverse osmosis at kitchen sink- Attached 2-car garage- Covered RV Parking - Irrigation System for front and back of the propertyThis is more than a home--it's a fully equipped waterfront property designed for boating, entertaining, and living without compromise.

524 Cedar Creek Road | MLS# 2136154

This single family home located at 524 Cedar Creek Road, Palatka, FL 32177 is currently listed for sale with an asking price of $950,000. This property was built in 1994 and has 3 bedrooms and 3 full baths with 2922 sq. ft. Cedar Creek Road is located in the Metes Bounds subdivision. Search Metes Bounds real estate on suewebb.watsonrealtycorp.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air, Electric
Fenced: Yes
Fireplaces: 2
Heating: Central, Electric, Heat Pump
Home Style: Ranch
Lot Size: 1.47 Acres
Roof Type: Metal
Taxes: $8,548
Year Built: 1994
Square Feet: 2,922

Feature Descriptions

Exterior: Brick
Lot Dimensions: 170 x 367 x 128 x 348
Security: yes
Sewer: Septic Tank
Special View Info: River, Water

Listed By / Shown By

Listed By

Agency Name: BARBARA B JENNESS PA

Shown By

Agent Name: Sue Webb
Agent Phone: (407) 361-6425
Agency Title: Watson Realty Corp., REALTORS ®

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Estimated Payment

$ 5,570.46 per month $4,581.04 Principal & Interest $712.33 Property Tax $277.08 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/22/2026. The listing information on this page last changed on 03/22/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sun 03/22/2026 12:00:09 AM EST) or GAMLS (last updated Sat 03/21/2026 11:14:57 PM EST) or Stellar MLS (last updated Sat 03/21/2026 11:44:17 PM EST) or SPC MLS (last updated Sat 03/21/2026 11:20:27 PM EST) or Martin MLS (last updated Sat 03/21/2026 11:38:11 PM EST) or Indian River MLS (last updated Sat 03/21/2026 11:30:21 PM EST) or Daytona MLS (last updated Sat 03/21/2026 11:36:47 PM EST) or Northeast Florida MLS (last updated Sat 03/21/2026 11:58:41 PM EST) or Beaches MLS (last updated Sat 03/21/2026 11:58:51 PM EST) or BORMLS (last updated Sat 03/21/2026 11:16:10 PM EST) or Golden Isles MLS (last updated Sat 03/21/2026 11:26:39 PM EST) or Amelia/Nassau MLS (last updated Sat 03/21/2026 11:25:12 PM EST) or Dixie Gilchrist Levy MLS (last updated Sat 03/21/2026 11:42:16 PM EST) or NFLMLS (last updated Sat 03/21/2026 9:04:29 PM EST). Real estate listings held by brokerage firms other than Watson Realty Corp., REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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