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4020 Carteret Drive, Winter Haven, FL 33884

$419,900
BEDS4 BATHS3 full SQUARE FEET2,282 MLS#O6389154
MAP LISTING
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884

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4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884
4020 Carteret Drive, Winter Haven, FL 33884

Property Description

One or more photo(s) has been virtually staged. Welcome to 4020 Carteret Dr in Winter Haven, Florida, a beautifully updated 4-bedroom, 3-bath home located in a desirable 55+ lakefront community offering comfort, convenience, and low-maintenance living in the heart of Central Florida.This thoughtfully designed home features stunning lake views, hardwood flooring, an updated kitchen with modern finishes, and stylish upgrades throughout. The spacious layout includes a mother-in-law suite, perfect for visiting family, guests, or additional privacy.Residents enjoy direct water access and a private community boat ramp, providing easy access to Winter Haven's renowned Chain of Lakes, ideal for boating, fishing, and enjoying Florida's outdoor lifestyle. The community also offers boat and water toy storage for a small fee, making it convenient to keep your boat or jet skis nearby and ready to use.One of the standout features of this home is the maintenance-free lifestyle. The HOA covers Cable, Internet, Exterior Home Maintenance including landscaping, mulch, and exterior painting, and More, allowing homeowners to enjoy their property without the typical upkeep responsibilities.Located just minutes from Cypress Gardens Boulevard, this home offers quick access to shopping, restaurants, grocery stores, golf courses, parks, and medical facilities. Residents are also close to LEGOLAND Florida Resort, and major roadways including US-27 and the Polk Parkway, making travel to Lakeland, Orlando, and Tampa convenient.If you're searching for a Lake view home in Winter Haven, a low-maintenance home in a 55+ community, or a property with Ruby Lake access, 4020 Carteret Dr offers the perfect combination of location, lifestyle, and modern comfort in one of Polk County's most established lake communities. Schedule a showing today!

4020 Carteret Drive | MLS# O6389154

This single family home located at 4020 Carteret Drive, Winter Haven, FL 33884 is currently listed for sale with an asking price of $419,900. This property was built in 2015 and has 4 bedrooms and 3 full baths with 2282 sq. ft. Carteret Drive is located in the TRADITIONS subdivision. Search TRADITIONS real estate on suewebb.watsonrealtycorp.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air
Garage: 2 car attached
Heating: Central, Electric
Lot Size: 0.18 Acres
Roof Type: Shingle
Stories: 1.0
Taxes: $3,537
Year Built: 2015
Square Feet: 2,282

Amenities

Ceiling Fans(s)
Crown Molding
Kitchen/Family Room Combo
Open Floorplan
Stone Counters
Walk-In Closet(s)
Sidewalk

Feature Descriptions

Appliances: Cooktop, Dishwasher, Microwave, Range, Refrigerator
Association Amenities: Basketball Court, Cable TV, Clubhouse, Fitness Center, Gated, Maintenance, Park, Playground, Pool, Sauna, Shuffleboard Court, Tennis Court(s), Trail(s)
Body of Water: RUBY LAKE
Builder: Lennar Homes
Community Features: Clubhouse, Fitness Center, Gated Community - No Guard, Park, Playground, Pool, Sidewalks, Tennis Court(s), Street Lights
Days on Site: 12
Directions: From US-27, head east on Cypress Gardens Blvd (FL-540). Continue approximately 3 miles, then turn right onto Overlook Drive. Turn left onto Carteret Drive and continue straight. The home at 4020 Carteret Dr will be on your right.
Exterior: Block, Stucco
Flood Zone Code: X
Flooring: Hardwood, Tile
Foundation: Slab
HOA Fee: 484/ Monthly
HOA Y/N: Yes
Home Warranty Y/N: No
Listing Terms: Cash, Conventional, FHA, VA Loan
Lot Dimensions: 0.18
Ownership: Fee Simple
Pets Allowed: Yes
Pets Restrictions: Please refer to the community HOA office, covenants, deeds, and restrictions.
Property Attached Y/N: No
Property Sub-Type: Single Family Residence
Senior Community: Yes
Sewer: Public Sewer
Showing Instructions: 24 Hour Notice, Appointment Only, See Remarks, ShowingTime
Special Sale Provisions: None
Special View Info: Water
Utilities: Cable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Underground Utilities, Water Available, Water Connected
Water: Public
Water Access: Lake, Lake - Chain of Lakes
Water Access Y/N: Yes
Waterfront Features: Boat Ramp - Private
Water View: Lake, Lake - Chain of Lakes
Windows: Blinds

Room Sizes

Kitchen: 18x16
Living Room: 18x18
Primary Bedroom: 14x13
Bedroom 2: 12x14
Bedroom 3: 12x10
Office: 8x10

Local Schools

High School: Lake Region High
Middle School: Mclaughlin Middle
Elementary School: Chain O Lakes Elem

Listed By / Shown By

Listed By

Agency Name: KELLER WILLIAMS ADVANTAGE III
Agency Contact: murraycoleman@kw.com

Shown By

Agent Name: Sue Webb
Agent Phone: (407) 361-6425
Agency Title: Watson Realty Corp., REALTORS ®

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Estimated Payment

$ 2,442.04 per month $2,024.82 Principal & Interest $294.75 Property Tax $122.47 Homeowner's Insurance

Change Payment Information

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/22/2026. The listing information on this page last changed on 03/22/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sun 03/22/2026 12:00:09 AM EST) or GAMLS (last updated Sat 03/21/2026 11:14:57 PM EST) or Stellar MLS (last updated Sat 03/21/2026 11:44:17 PM EST) or SPC MLS (last updated Sat 03/21/2026 11:20:27 PM EST) or Martin MLS (last updated Sat 03/21/2026 11:38:11 PM EST) or Indian River MLS (last updated Sat 03/21/2026 11:30:21 PM EST) or Daytona MLS (last updated Sat 03/21/2026 11:36:47 PM EST) or Northeast Florida MLS (last updated Sat 03/21/2026 11:58:41 PM EST) or Beaches MLS (last updated Sat 03/21/2026 11:58:51 PM EST) or BORMLS (last updated Sat 03/21/2026 11:16:10 PM EST) or Golden Isles MLS (last updated Sat 03/21/2026 11:26:39 PM EST) or Amelia/Nassau MLS (last updated Sat 03/21/2026 11:25:12 PM EST) or Dixie Gilchrist Levy MLS (last updated Sat 03/21/2026 11:42:16 PM EST) or NFLMLS (last updated Sat 03/21/2026 9:04:29 PM EST). Real estate listings held by brokerage firms other than Watson Realty Corp., REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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